It all comes down to goals…
A dream house – or a second/third property. Or whatever is personal to you. As they say:
True wealth is not what money can buy but what you would not exchange for any money on earth.
Historically, we’ve seen that the longer you have to invest, the better the chance of a good outcome.
This is the beauty of compound interest: the interest you earn on the money you start with, boosted by all the interest earned on the interest that has accumulated over time.