Clicks and mortar malls of the future
Retail property in developed markets benefits from healthy consumer spending power but is hugely challenged by the way online retail advancements are changing consumer behaviour. As a result, the sector has underperformed over the last few years. This is forcing shopping malls to adjust the way in which they serve customers – particularly in the […]
Retail banking is bruising for a battle
The African continent is one of the fastest growing and most profitable banking markets of any global region. Dynamic innovation, particularly within retail banking, is delivering solutions to remedy low levels of penetration and a historic reliance on cash. Advances in technology are helping to address sparse credit bureau coverage and limited branch and ATM […]
The coal conundrum
While there is no question regarding the steady need for coal supply at present, the local sector is plagued by Eskom’s procurement and debt challenges, and the export market is trying to balance the costs associated with renewable energy innovation ahead of the 2050 global warming targets. Coal is one of the largest and most […]
Evonik is special
RAG-Stiftung, a remnant of the largest coal mining conglomerate in Germany, is a foundation with the primary purpose to fund ongoing mine closure costs in the Ruhr region. The asset funding these liabilities (after many years of portfolio pruning) is RAG’s 64.3% stake in Evonik Industries. Evonik is a company that houses a portfolio of […]
